We understand dealing with insurance companies can sometimes be overwhelming, intimidating, and frustrating, so we provide courtesy billing to assist our patients who want to use their health insurance. We provide you with an explanation of your mental health benefits, inform you of your estimated out of pocket expense, and file the insurance claims for you. The insurance will reimburse you directly. The patient is required to pay the therapist’s fee up front, but the insurance company will directly reimburse you a percentage of that fee.
Please be aware that most insurance companies require a separate out-of-network deductible be met before you are provided with out-of-network reimbursement. Please also be aware that the out-of-network reimbursement rate provided by your insurance may be a percentage of The Blue Clinic’s therapy session fee, this is called the allowable amount. We may not know this figure until after we file the first claim, but we can give you an estimate. We will always provide you a detailed explanation so you can make an informed decision.
Should a problem arise with your insurance company accepting filed claims, we do our best to keep you informed and updated as soon as we are aware.